★ 85+ 5 STAR REVIEWS • TRUSTED MORTGAGE ADVICE • FIRST TIME BUYERS • REMORTGAGES • PROTECTION & INSURANCE • TRUSTED LOCAL EXPERTS • NO NONSENSE, STRAIGHT FORWARD ADVICE • FREE INITIAL CONSULTATION • ★ 85+ 5 STAR REVIEWS • TRUSTED MORTGAGE ADVICE • FIRST TIME BUYERS • REMORTGAGES • PROTECTION & INSURANCE • TRUSTED LOCAL EXPERTS • NO NONSENSE, STRAIGHT FORWARD ADVICE • FREE INITIAL CONSULTATION •
Bear Finance is not a business in its own right, it is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited.

No Nonsense,
Straight Forward Mortgage Advice

At Bear Finance, we cut through the jargon and complicated processes to find the right mortgage and protection solutions for you.

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Book a Consultation

Your details will only be used to answer your query and they will not be stored for marketing purposes.

CLIENT REVIEWS

What Our Clients Say

★★★★★

Excellent Service

Ashley and the team made the mortgage process incredibly straightforward. Clear communication throughout and always available when needed.

★★★★★

Highly Recommend

Professional, responsive and genuinely supportive from start to finish. We felt looked after the entire way through our purchase.

★★★★★

Fantastic Advice

Michael explained everything clearly and helped secure a brilliant deal for us. Couldn’t recommend Bear Finance highly enough.

★★★★★

Stress Free Experience

The whole team were friendly, knowledgeable and proactive. Everything moved quickly and smoothly.

★★★★★

Would Use Again

Outstanding support throughout our remortgage and protection setup. Great communication and excellent service.

★★★★★

Excellent Service

Ashley and the team made the mortgage process incredibly straightforward. Clear communication throughout and always available when needed.

★★★★★

Highly Recommend

Professional, responsive and genuinely supportive from start to finish. We felt looked after the entire way through our purchase.

OUR SERVICES

How We Can Help

Mortgages

  • First-Time Buyers
  • Remortgages & Rate Renewals
  • Home Movers
  • Buy-to-Let Mortgages
  • Commercial Mortgages / Bridging Finance

Protection Services

  • Life Cover
  • Critical Illness Cover
  • Income Protection and Personal Sick Pay
  • Family Income Protection Cover
  • Pensions, Investments, Wills & Trusts – Referred to trusted specialists where required

Insurance

Buildings, contents and specialist insurance to give you peace of mind.

Ongoing Support

Our service doesn’t end once your mortgage completes, we are here to support future rate renewals, remortgages, and long-term property goals.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Trusts, Commercial Lending, some Bridging Finance and most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

MEET OUR EXPERTS

OUR TEAM

Ashley

Mortgage & Protection Broker

Ashley specialises in buy to let mortgages, Portfolio Landlords, Bridging Finance and Limited Company Mortgages.

07583 287545
Ashley@BearFinance.co.uk

Michael

Mortgage & Protection Broker

Michael is a specialist in Mortgage & Protection advice for first-time buyers, remortgages and home movers. He will ensure you get the right mortgage and protect what matters most.

07902 399 230
Michael@BearFinance.co.uk
👤

Amina

Mortgage & Protection Broker

Amina is a specialist in Mortgage & Protection advice for first-time buyers, remortgages and home movers. She will help you find the right mortgage and protection cover from a wide range of UK lenders and protection providers, giving you clarity, choice, and peace of mind for the future.

0735 6026368
Amina@BearFinance.co.uk

Brandon

Protection Broker

Brandon specialises in helping clients protect their homes, income and families with tailored protection solutions.

07396 744 048
Brandon.Dass@BearFinance.co.uk

MORTGAGE CALCULATOR

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No Nonsense.
Straight Forward Advice.

Telephone: 01708 963 069
Mobile: 07583 287 545
Ashley@BearFinance.co.uk

Elm Cottage
Cumley Road
Toot Hill, Essex
CM5 9SJ

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Your home may be repossessed if you do not keep up repayments on your mortgage.
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